Consequential loss / industrial & commercial

The fire insurance policy reimburses the damage, but that doesn’t mean production can resume. If the company is out of business for a year, it is totally and irrevocably out of the market.

The permanent costs continue while the revenue/profit are nil. This obviously means the end for  the enterprise.


Considerations are:

  • The amounts that are insured should be recalculated annually, if not you lose the Increase-Decrease adaptation facility.

  • Is the profit loss after a fire sufficient or does it have to be expanded to additional guarantees/deposits?

  • What about the staff?

  • What about the period of coverage/inactivity? Will it suffice?


    This specific bespoke insurance service is provided by us.


    Contact us for an appointment.