The staff and the workers / industrial & commercial

Staff are a big asset to a company, and must be safeguarded appropriately.

 

Firstly, there is the compulsory part: the worker’s compensation insurance policy. The occupational accident insurance is mandatory when a business hires staff. This is a highly regulated and controlled insurance, covering temporary and permanent disability, death, medical expenses for workplace accidents and during the commute to and from work.

 

On top of this a business might opt for an additional coverage and guarantees according to their wishes.

 

There are also additional policies which include a higher wage and are beneficial for both employers and employees:

• Group insurance coverage

• 24 hours coverage

• Collective hospitalization insurance policy for the employee and his family

   

  Considerations are:

• Have all categories been declared with a description of the employees’ activities?

• What is the claim declaration procedure?

• What about prevention in cooperation for the company?

• What about interim and student workers?

• Is there a need for an all risks mission coverage?

• Would a group insurance be interesting to your company?

   

  In this delicate matter, we can assist you with our years of experience.