A prudent family man has worked hard to afford himself and his family a beautiful home. It is therefore necessary to protect this ‘legacy’ with a fire insurance. This policy is more than just a coverage against fire.
All insurers have developed their own product, although there are a lot of possibilities for a common coverage. It is so important to pay attention to the conditions.
Fire insurance is a basic coverage.
There is coverage for storm and hail, winter damage, natural elements, electricity, glass breakage, etc. Expert fees, removal and demolition costs are also insured. Theft insurance is a separate option.
It is by no means an expensive coverage, but it can end very sadly when – in case of a fire – the coverage is not adequate.
When renting a property, the tenant must take out a tenant’s liability coverage because they are considered to be responsible unless they provide proof of contrary. And both tenant and the landlord of the property should ensure their possessions.
Are the amounts insured sufficient? Possibly the proportionality rule is still applicable.
If the premises are used for commercial activity the insurance company has to be notified.
The contents of a building are always underestimated
Would you need a theft insurance coverage?
Contact us for appointment to have a look at your coverage possibilities.